About AHML

Joint-Stock Company “The Agency for Housing Mortgage Lending” (hereinafter the Agency, AHML) was founded in 1997 pursuant to  the Russian Government resolution. AHML is 100% owned by the state represented by the Federal Agency for Federal Property Management.

The main objective of the Agency is to implement governmental programs for providing affordable housing for Russian population.

The goal of the Agency for Housing Mortgage Lending is to establish conditions so that all Russian citizens had equal opportunities for getting a mortgage loan, regardless of their social status, education, family composition, income, occupation, religion, place of residence or registration. A residential mortgage  loan provided in accordance with AHML’s standards is available for all categories of people, is good value for money and easy to arrange.